Monday, October 13, 2014

Open Enrollment with Aflac :: A Brand New You

Joe Raedle/Getty Images

With the cold season coming up, I always try to bundle up a little more to make sure I don't catch a cold or get sick. But for some reason, no matter how hard I try, I always end up catching at least a small cough or runny nose. For more serious matters, good financial planning and saving for health care will prove advantageous in both the short and long term.

According to a survey, over 75 percent of Americans live paycheck to paycheck and are essentially one emergency situation away from financial disaster. That's why planning out your healthcare finances is very important! To find more information about what it means to be "One Emergency Away From Financial Disaster", check out this article on Aflac's blog:

Thomas Barwick/Getty Images

If you're part of the millennial generation, you may want to pay extra attention since you have so much to offer the workplace yet are at a greater financial disadvantage than other generations prior. In addition to student loan debts, part of your financial planning needs to include healthcare and health insurance - just one missed payment can impact your credit score eek!

A few tips I followed when I chose my health insurance plan:

1) Familiarize yourself with industry terms such as co-pay, deductible, network providers, etc. so that nothing catches you off guard when it comes to payment or selecting a doctor.

2) Consider factors such as how often you normally visit the doctor and whether you think these visits will increase or decrease over time - this will impact the type of co-pay/deductible plan you may choose.

3) Read and understand everything in your policy, and don't be afraid to ask!

4) Need more information about open enrollment? Visit Aflac and read the Aflac WorkForces Report.

5) Aflac offers accident, dental, life, vision, cancer, hospital intensive care, and more voluntary insurance policies, so they are a pretty good resource to find out more information about your health and what the best health insurance policy would be.

I was selected for this opportunity as a member of Clever Girls Collective and the content and opinions expressed here are all my own.


Tuesday, September 23, 2014

Farewell to Summer :: #RossFallFaves

After a long summer filled with quick visits to Vegas, sunbathing in grassy fields, and spontaneous trips to the beach, I'm sad to say goodbye to what used to be my favorite season of the year. But what's better than my second favorite season? You guessed it - my favorite season, Fall or Autumn as I prefer.

To kick off the beginning of Fall, Ross Dress For Less is hosting their Ross Fall Favorites promotion through their Facebook page here, and you could win a $150 gift card to shop for your fall essentials! 

Simply follow the instructions below, and kick off your Fall the right way!

1) Visit the Ross Dress For Less Facebook page here.
2) Vote for your favorite Fall blogger look.
3) You're done & officially entered for a chance to win a $150 gift card.

Ross Dress For Less will be selecting two $150 gift card winners every week, so be sure to vote once per day to maximize your chances of winning. Lastly, show off your #RossFallFaves outfit by uploading your best fall look to Instagram and using the hashtag! Good luck everyone :)

Disclosure: Compensation was provided by Ross Dress For Less. The opinions expressed herein are those of the author and are not indicative of the opinions or positions of Ross Dress For Less..

Thursday, September 11, 2014

Seasonal Transitions With Coffee-mate + Giveaway!

With the temperature ever so slightly changing thankfully cooler, I notice little things that signify the end of summer and the beginning of my favorite season of the year. My choice in beverage usually changes with the seasons as well - raspberry lemonades during the summer & warmer, frothier drinks during the fall.

That being said, I recently had the opportunity to try two of Coffee-mate's newest Latin Flavor liquid creamers, La Lechera® Dulce de Leche & Abuelita® Mexican Chocolate, and I can't decide which one I like better! I usually prefer peppermint and mint chocolate during the colder months, but these seem to work perfectly during this seasonal transition.

I first tried the Dulce de Leche flavor and boy can I say it makes a difference in my coffee. I used to take my coffee with just a few sugars, but I'm slowly understanding why these flavored milk and creamers are so popular. The Dulce de Leche flavor has a creamy, milk caramel texture and definitely sweetened up my cup - I'll probably have to put in less next time as I'm still used to the more bitter-flavored coffees, but I can definitely see the appeal.

Next up was the Mexican Chocolate flavor, and this one was right up my alley too! I detected hints of cinnamon and some other spice-flavors I guess this only makes sense since these are Coffee-mate's new Latin flavors.

It's impossible not to fall in love with these two new flavors, but choosing one to be my favorite may truly be impossible. Coffee-mate's smooth, creamy taste has been perfected to help bring out the flavor in your coffee, so be sure to enter the giveaway below for your chance to win!

Giveaway Prize & Rules:

Instructions: Send an email to inquiries (at) with your name and shipping information (1 per person, U.S. residents only)
Prize: Giveaway winner will receive a custom-designed coffee mug by Kathy Cano-Murillo of Crafty Chica, coasters, and 2 full-value Coffee-mate product coupons.
Deadline: Emails must be received by September 30, 2014.

Be sure to follow Coffee-mate on Twitter for more delicious fun and giveaway opportunities!

I was selected for this opportunity as a member of Clever Girls Collective and the content and opinions expressed here are all my own.

Friday, August 15, 2014

Kick Up Your Energy with Balance Bar & Walmart

Although summer is winding down and the days are getting colder, my workout and fitness regimen has largely remained the same aside from a few hectic work days. And on days where I find myself doubling on work and exercise, it does become difficult to keep my body energized and my mind focused. That's why I've teamed up with Balance Bar and Walmart to introduce to you all a great nutrition bar that I've been eating the last couple weeks.

Balance Bar is a high-protein nutrition bar packed with vitamins and anti-oxidants to give you the energy you need without sacrificing on taste. Trust me when I say I've had my share of energy bars, and while some taste like a shoe, Balance Bar definitely sits near the top of my "best-tasting nutrition bars" list.

Balance Bars currently come in a variety of flavors such as cookie dough pictured above and peanut butter. They even have new dark chocolate flavors that I saw in stores and will definitely be trying the next time I get a chance.

Aside from 15 grams of protein to help you stay toned and fit, they're also packed with 23 vitamins and minerals, carry a low glycemic index, and provide an excellent source of antioxidants. So the next time you find yourself drained of energy, whether you're at work or at the gym, be sure to visit your local Walmart and pick up a few of these Balance Bars to keep the energy going!

Disclosure: Compensation and product was provided as part of a sponsored collaboration with Balance Bar. The opinions expressed herein are those of the author and are not indicative of the opinions or positions of Balance Bar or Walmart.